:root{
  --navy:#11297f;
  --blue:#173ee8;
  --sky:#21a8ec;
  --text:#173176;
  --border:#d7e6f6;
  --bg:#f6f9fe;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Heebo",Arial,sans-serif;direction:rtl;color:var(--text);background:#fff}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* HEADER */
.site-header{height:80px;background:rgba(255,255,255,.97);border-bottom:1px solid #e5eef7;position:sticky;top:0;z-index:50;backdrop-filter:blur(6px)}
.header-inner{height:100%;max-width:1680px;margin:auto;display:flex;align-items:center;gap:26px;padding:0 clamp(24px,2.4vw,46px)}
.brand{width:200px;flex:0 0 200px;display:flex;align-items:center;height:62px}
.brand img{width:190px;height:auto;object-fit:contain}
.main-nav{display:flex;align-items:center;justify-content:center;gap:clamp(20px,2.3vw,44px);flex:1;height:100%;white-space:nowrap;font-size:16px;font-weight:500;color:#152f8e}
.main-nav a{height:100%;display:flex;align-items:center;position:relative;padding:0 2px;transition:color .2s}
.main-nav a:hover{color:#07a2e8}
.main-nav a.active{color:#07a2e8;font-weight:600}
.main-nav a.active::after{content:"";position:absolute;right:-4px;left:-4px;bottom:22px;height:3px;background:#08a9ec;border-radius:3px}
.phone-pill{direction:ltr;display:flex;align-items:center;gap:10px;min-width:168px;padding:7px 18px;border:1px solid #d3e4f5;border-radius:30px;color:#0739eb;background:#fff;box-shadow:0 2px 10px rgba(36,105,182,.06);transition:box-shadow .2s}
.phone-pill:hover{box-shadow:0 4px 16px rgba(36,105,182,.14)}
.phone-pill span:last-child{direction:rtl;display:flex;flex-direction:column;line-height:1.05;text-align:center}
.phone-pill strong{font-size:20px;font-weight:800;direction:ltr}
.phone-pill small{font-size:11px;font-weight:700;margin-top:3px;color:#122d8c}
.phone-icon{width:28px;height:28px}
.phone-icon svg{width:100%;height:100%;fill:none;stroke:#0a3cff;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.menu-toggle{display:none;background:transparent;border:0;width:42px;height:42px;padding:8px;cursor:pointer}
.menu-toggle span{display:block;height:3px;background:#1133b9;margin:5px 0;border-radius:4px}

/* HERO – grid is LTR so the network panel is physically on the left.
   --split is the left panel's share; hovering a side animates it. */
@property --split{syntax:'<percentage>';inherits:true;initial-value:50%}
.dual-hero{--split:50%;--pad:clamp(32px,6vw,120px);position:relative;height:calc(100svh - 80px);min-height:620px;max-height:1080px;display:grid;grid-template-columns:var(--split) 1fr;direction:ltr;overflow:hidden;background:#0b3f96;transition:--split .85s cubic-bezier(.65,0,.25,1)}
.dual-hero[data-focus="left"]{--split:62%}
.dual-hero[data-focus="right"]{--split:38%}
.hero-panel{position:relative;overflow:hidden;direction:rtl;isolation:isolate;display:flex;align-items:center;min-width:0}
.hero-network{justify-content:flex-end;padding-left:var(--pad);color:#fff}
.hero-mortgage{justify-content:flex-start;padding-right:calc(var(--pad) * .7)}

.hero-bg{position:absolute;inset:0;z-index:-3;background-size:cover;background-repeat:no-repeat;animation:heroZoom 28s ease-in-out infinite alternate;will-change:transform}
.hero-network .hero-bg{background-image:url('../assets/hero-network-bg.png');background-position:72% center;transform-origin:70% 50%}
.hero-mortgage .hero-bg{left:-22%;background-image:url('../assets/hero-mortgage-bg.png');background-position:0% center;transform-origin:35% 60%}
@keyframes heroZoom{from{transform:scale(1.02)}to{transform:scale(1.12)}}

.hero-shade{position:absolute;inset:0;z-index:-2}
.hero-network .hero-shade{background:linear-gradient(90deg,rgba(4,26,100,.94) 0%,rgba(7,40,135,.82) 38%,rgba(9,55,160,.45) 70%,rgba(9,55,160,.25) 100%),linear-gradient(0deg,rgba(4,26,100,.5),transparent 40%)}
.hero-mortgage .hero-shade{background:linear-gradient(270deg,rgba(244,249,255,.97) 0%,rgba(244,249,255,.9) 36%,rgba(244,249,255,.5) 56%,rgba(244,249,255,0) 74%)}
.hero-fx{position:absolute;inset:0;width:100%;height:100%;z-index:-1;pointer-events:none}

/* dim the side that is not in focus */
.hero-panel::after{content:"";position:absolute;inset:0;z-index:1;opacity:0;pointer-events:none;transition:opacity .7s ease}
.hero-network::after{background:rgba(3,18,70,.5)}
.hero-mortgage::after{background:rgba(244,249,255,.55)}
.dual-hero[data-focus="right"] .hero-network::after,
.dual-hero[data-focus="left"] .hero-mortgage::after{opacity:1}

.hero-copy{position:relative;z-index:3;width:min(520px,100%);text-align:center}
.hero-eyebrow{display:inline-block;margin-bottom:18px;padding:6px 16px;border-radius:30px;font-size:14px;font-weight:600;letter-spacing:.3px}
.hero-network .hero-eyebrow{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3);color:#bfe6ff}
.hero-mortgage .hero-eyebrow{background:#e3f2fd;border:1px solid #bfe0f7;color:#0a7fc4}
.network-copy h2,.mortgage-copy h1{margin:0;font-size:clamp(42px,3.6vw,68px);line-height:1.05;font-weight:800;letter-spacing:-.5px;white-space:nowrap}
.network-copy h2{color:#fff}
.mortgage-copy h1{color:#0f1f6b}
.network-copy h3{margin:12px 0 0;font-size:clamp(18px,1.3vw,24px);color:#5cc4ff;font-weight:500}
.mortgage-copy h2{margin:8px 0 0;color:#159fe8;font-size:clamp(26px,2.1vw,40px);line-height:1.1;font-weight:600}

/* paragraph + buttons collapse on the side that is not in focus */
.hero-more{display:grid;grid-template-rows:1fr;transition:grid-template-rows .7s cubic-bezier(.65,0,.25,1),opacity .5s ease}
.hero-more>div{overflow:hidden;min-height:0}
.dual-hero[data-focus="right"] .hero-network .hero-more,
.dual-hero[data-focus="left"] .hero-mortgage .hero-more{grid-template-rows:0fr;opacity:0}
.hero-more p{margin:18px 0 0;font-size:clamp(15px,1vw,18px);line-height:1.85}
.network-copy p{color:#e3eeff;font-weight:400}
.mortgage-copy p{color:#1a3aa8;font-weight:600}
.hero-actions{display:flex;flex-direction:column;gap:16px;align-items:center;margin-top:28px;padding-bottom:8px}

/* load-in */
.hero-copy>*{animation:heroIn .9s cubic-bezier(.2,.7,.2,1) both}
.hero-copy>:nth-child(2){animation-delay:.1s}
.hero-copy>:nth-child(3){animation-delay:.2s}
.hero-copy>:nth-child(4){animation-delay:.32s}
@keyframes heroIn{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}

.hero-divider{position:absolute;top:0;bottom:0;left:var(--split);width:0;z-index:10}
.hero-divider::before{content:"";position:absolute;top:0;bottom:0;left:-3px;width:6px;background:#fff;box-shadow:0 0 30px rgba(4,26,100,.25)}
.hero-knob{position:absolute;top:50%;left:0;transform:translate(-50%,-50%);width:88px;height:88px;border-radius:50%;background:#fff;box-shadow:0 8px 26px rgba(15,50,120,.25);display:flex;align-items:center;justify-content:center;gap:2px}
.hero-knob::after{content:"";position:absolute;inset:-8px;border-radius:50%;border:2px solid rgba(255,255,255,.7);animation:knobPulse 2.6s ease-out infinite}
@keyframes knobPulse{from{transform:scale(.9);opacity:1}to{transform:scale(1.35);opacity:0}}
.hero-knob button{width:36px;height:52px;border:0;background:none;padding:0;cursor:pointer;color:#1239ec;display:grid;place-items:center;border-radius:12px;transition:background .2s,transform .2s}
.hero-knob button:hover{background:#eef4ff}
.hero-knob button[data-go="left"]:hover{transform:translateX(-3px)}
.hero-knob button[data-go="right"]:hover{transform:translateX(3px)}
.hero-knob svg{width:30px;height:30px;fill:none;stroke:currentColor;stroke-width:3.2;stroke-linecap:round;stroke-linejoin:round}

.hero-switch{display:none}
.hero-scroll{position:absolute;z-index:11;left:var(--split);bottom:28px;transform:translateX(-50%);width:50px;height:50px;border-radius:50%;background:#fff;color:#1239ec;display:grid;place-items:center;box-shadow:0 6px 20px rgba(15,50,120,.25)}
.hero-scroll svg{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round;animation:scrollBob 1.8s ease-in-out infinite}
@keyframes scrollBob{0%,100%{transform:translateY(-3px)}50%{transform:translateY(4px)}}

@media (prefers-reduced-motion:reduce){
  .dual-hero,.hero-more,.hero-panel::after{transition:none}
  .hero-bg,.hero-copy>*,.hero-knob::after,.hero-scroll svg{animation:none}
}

.btn{height:54px;min-width:262px;padding:0 22px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;gap:16px;font-size:18px;font-weight:500;transition:transform .2s ease,box-shadow .2s ease,background .2s}
.btn:hover{transform:translateY(-2px)}
.btn svg{flex:0 0 auto}
.btn-primary{background:linear-gradient(90deg,#1239ec,#0f2fe0);color:#fff;box-shadow:0 10px 24px rgba(22,62,224,.25)}
.btn-primary:hover{box-shadow:0 14px 28px rgba(22,62,224,.35)}
.btn-outline{border:2px solid #1344f2;background:rgba(255,255,255,.95);color:#0f35db;box-shadow:0 6px 18px rgba(22,62,224,.08)}
.btn-lightblue{background:linear-gradient(90deg,#1aa8f5,#1592ea);color:#fff;box-shadow:0 10px 24px rgba(10,120,220,.3)}
.btn-ghost{border:1.6px solid rgba(255,255,255,.9);color:#fff;background:rgba(6,40,120,.25)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-mark{width:30px;height:28px;fill:currentColor}
.btn-doc{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.btn-chev{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}


/* WHY US */
.why-us{padding:28px 28px 48px;background:linear-gradient(180deg,#ffffff 0,#f6f9fd 50%,#eef4fb 100%)}
.section-title{text-align:center;margin-bottom:22px}
.section-title h2{margin:0;color:#10237a;font-size:42px;line-height:1.08;font-weight:800}
.section-title p{margin:6px 0 0;color:#0aa0e9;font-size:26px;font-weight:600}
.benefits-grid{max-width:1260px;margin:auto;display:grid;grid-template-columns:repeat(5,1fr);gap:18px;align-items:center}
.benefit-card{background:#fff;border:2px solid #dde8f5;border-radius:22px;overflow:hidden;position:relative;box-shadow:0 8px 22px rgba(28,83,141,.10);min-height:320px;transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease}
/* Highlight: the featured card by default; moves to whichever card is hovered */
.benefit-card.featured,
.benefit-card:hover{border-color:#3b82f6;box-shadow:0 0 0 4px rgba(59,130,246,.10),0 14px 34px rgba(30,90,220,.22);transform:translateY(-8px)}
.benefits-grid:has(.benefit-card:hover) .benefit-card.featured:not(:hover){border-color:#dde8f5;box-shadow:0 8px 22px rgba(28,83,141,.10);transform:none}
.benefit-image{height:170px;margin:6px 6px 0;border-radius:17px 17px 0 0;overflow:hidden}
.benefit-image img{width:100%;height:100%;object-fit:cover;transform:scale(1.18);transform-origin:50% 70%}
.benefit-image img.no-zoom{transform:none}
.benefit-content{position:relative;margin-top:-22px;background:#fff;border-radius:22px 22px 0 0;text-align:center;padding:44px 14px 18px}
.benefit-icon{position:absolute;top:-36px;left:50%;transform:translateX(-50%);width:70px;height:70px;border-radius:50%;background:#fff;border:1px solid #dde7f2;box-shadow:0 4px 14px rgba(29,77,135,.16);display:grid;place-items:center}
.benefit-icon svg{width:36px;height:36px;fill:none;stroke:#173ee8;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.benefit-content h3{margin:0 0 10px;font-size:18px;line-height:1.3;color:#10237a;font-weight:700}
.benefit-content p{margin:0;font-size:13px;line-height:1.6;color:#1d2f6b;font-weight:400}

/* MECHIR LAMISHTAKEN */
.mlm{padding:8px 28px 60px;background:#eef4fb}
.mlm-inner{max-width:1260px;margin:auto;position:relative;overflow:hidden;border-radius:28px;padding:46px 56px 44px;color:#fff;background:linear-gradient(115deg,#0a2381 0%,#1239ec 58%,#1592ea 100%);box-shadow:0 18px 44px rgba(18,57,236,.22)}
.mlm-watermark{position:absolute;left:-50px;bottom:-70px;width:380px;height:354px;fill:#fff;opacity:.06;pointer-events:none}
.mlm-head{text-align:center;position:relative;max-width:720px;margin:0 auto 40px}
.mlm-badge{display:inline-block;padding:5px 16px;border-radius:30px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);font-size:14px;font-weight:600;color:#bfe6ff;letter-spacing:.3px}
.mlm-head h2{margin:14px 0 10px;font-size:clamp(30px,2.4vw,40px);line-height:1.15;font-weight:800}
.mlm-head p{margin:0;font-size:17px;line-height:1.7;color:#d8e8ff}

.mlm-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;position:relative}
.mlm-steps::before{content:"";position:absolute;top:40px;right:12.5%;left:12.5%;border-top:2px dashed rgba(255,255,255,.35)}
.mlm-step{text-align:center;position:relative}
.mlm-step-icon{width:80px;height:80px;margin:0 auto 18px;border-radius:50%;background:#fff;display:grid;place-items:center;position:relative;box-shadow:0 0 0 7px rgba(255,255,255,.12),0 10px 24px rgba(4,20,90,.3);transition:transform .25s ease}
.mlm-step:hover .mlm-step-icon{transform:translateY(-4px) scale(1.05)}
.mlm-step-icon svg{width:40px;height:40px;fill:none;stroke:#1239ec;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.mlm-step-num{position:absolute;top:-4px;right:-4px;width:28px;height:28px;border-radius:50%;background:#21a8ec;color:#fff;font-size:14px;font-weight:800;display:grid;place-items:center;border:2px solid #fff}
.mlm-step h3{margin:0 0 8px;font-size:21px;font-weight:700}
.mlm-step p{margin:0 auto;max-width:240px;font-size:15px;line-height:1.65;color:#d8e8ff}

.mlm-actions{display:flex;justify-content:center;flex-wrap:wrap;gap:14px;margin-top:40px;position:relative}
.mlm-actions .btn{min-width:250px}
.btn-white{background:#fff;color:#0f2fe0;font-weight:600;box-shadow:0 10px 24px rgba(4,20,90,.25)}
.btn-white:hover{box-shadow:0 14px 28px rgba(4,20,90,.35)}

/* SERVICES */
.services{padding:20px 28px 64px;background:linear-gradient(180deg,#eef4fb 0,#ffffff 45%)}
.services .section-title{margin-bottom:34px}
.services-grid{max-width:1180px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.service-card{position:relative;background:#fff;border:1px solid #dde8f5;border-radius:22px;padding:34px 30px 28px;display:flex;flex-direction:column;box-shadow:0 8px 24px rgba(28,83,141,.08);overflow:hidden;transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease}
.service-card::before{content:"";position:absolute;top:0;right:0;left:0;height:4px;background:linear-gradient(90deg,#21a8ec,#1239ec);transform:scaleX(.18);transform-origin:right;transition:transform .35s ease}
.service-card:hover{transform:translateY(-6px);border-color:#bcd4f5;box-shadow:0 18px 38px rgba(28,83,141,.16)}
.service-card:hover::before{transform:scaleX(1)}
.service-icon{width:68px;height:68px;border-radius:18px;background:linear-gradient(135deg,#e9f3ff,#d8e8ff);display:grid;place-items:center;margin-bottom:20px;transition:background .3s ease}
.service-icon svg{width:36px;height:36px;fill:none;stroke:#1239ec;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;transition:stroke .3s ease}
.service-card:hover .service-icon{background:linear-gradient(135deg,#1239ec,#21a8ec)}
.service-card:hover .service-icon svg{stroke:#fff}
.service-card h3{margin:0 0 10px;font-size:22px;line-height:1.3;color:#10237a;font-weight:700}
.service-card p{margin:0 0 18px;font-size:15px;line-height:1.7;color:#2a3d7a}
.service-list{list-style:none;margin:0 0 24px;padding:0;display:grid;gap:9px}
.service-list li{position:relative;padding-right:28px;font-size:15px;font-weight:500;color:#173176}
.service-list li::before{content:"";position:absolute;right:0;top:3px;width:18px;height:18px;border-radius:50%;background:#e3f2fd url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230a9be6' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4 8-9'/%3E%3C/svg%3E") center/12px no-repeat}
.service-link{margin-top:auto;display:inline-flex;align-items:center;gap:8px;align-self:flex-start;font-size:16px;font-weight:600;color:#1239ec}
.service-link svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;transition:transform .25s ease}
.service-link:hover svg,.service-card:hover .service-link svg{transform:translateX(-5px)}

.service-card--franchise{background:linear-gradient(160deg,#0a2381 0%,#1239ec 100%);border-color:transparent;color:#fff}
.service-card--franchise h3{color:#fff}
.service-card--franchise p{color:#d8e8ff}
.service-card--franchise .service-list li{color:#fff}
.service-card--franchise .service-list li::before{background-color:rgba(255,255,255,.18)}
.service-card--franchise .service-icon{background:rgba(255,255,255,.14)}
.service-card--franchise .service-icon svg{stroke:#fff}
.service-card--franchise:hover .service-icon{background:#fff}
.service-card--franchise:hover .service-icon svg{stroke:#1239ec}
.service-card--franchise .service-link{color:#7fd0ff}
.service-card--franchise::before{background:linear-gradient(90deg,#7fd0ff,#fff)}
.service-tag{position:absolute;top:22px;left:22px;padding:4px 13px;border-radius:20px;background:#21a8ec;color:#fff;font-size:13px;font-weight:700}

.services-cta{text-align:center;margin-top:38px}

/* FRANCHISE */
.franchise{position:relative;isolation:isolate;padding:84px 28px;color:#fff;background:#0b3f96 url('../assets/hero-network-bg.png') center 40%/cover no-repeat}
.franchise::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(270deg,rgba(6,34,120,.92) 0%,rgba(8,48,150,.80) 50%,rgba(10,60,170,.62) 100%)}
.franchise-inner{max-width:1260px;margin:auto;display:grid;grid-template-columns:1fr 1.15fr;gap:60px;align-items:center}
.franchise-copy h2{margin:16px 0 14px;font-size:clamp(34px,2.8vw,48px);line-height:1.12;font-weight:800}
.franchise-copy p{margin:0;font-size:18px;line-height:1.8;color:#dbe9ff;max-width:520px}
.franchise-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.franchise-actions .btn{min-width:240px}
.franchise-benefits{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.fr-benefit{padding:26px 24px;border-radius:20px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(8px);transition:background .3s ease,transform .3s ease,border-color .3s ease}
.fr-benefit:hover{background:rgba(255,255,255,.15);border-color:rgba(255,255,255,.35);transform:translateY(-4px)}
.fr-icon{width:56px;height:56px;border-radius:16px;background:rgba(33,168,236,.25);display:grid;place-items:center;margin-bottom:16px}
.fr-icon svg{width:32px;height:32px;fill:none;stroke:#fff;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.fr-benefit h3{margin:0 0 6px;font-size:20px;font-weight:700}
.fr-benefit p{margin:0;font-size:15px;line-height:1.6;color:#d0e2ff}

/* ADVISORS */
.advisors{padding:64px 28px 72px;background:linear-gradient(180deg,#f6f9fd 0,#ffffff 100%)}
.advisors .section-title{margin-bottom:26px}
.region-tabs{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;max-width:1000px;margin:0 auto 34px}
.region-tabs button{font:inherit;font-size:15px;font-weight:600;color:#152f8e;background:#fff;border:1px solid #cfe0f5;border-radius:30px;padding:9px 18px;cursor:pointer;display:inline-flex;align-items:center;gap:8px;transition:all .2s ease}
.region-tabs button span{min-width:22px;height:22px;padding:0 6px;border-radius:11px;background:#e8f2ff;color:#1239ec;font-size:12px;font-weight:700;display:grid;place-items:center}
.region-tabs button:hover{border-color:#1239ec;color:#1239ec}
.region-tabs button.active{background:linear-gradient(90deg,#1239ec,#0f2fe0);border-color:transparent;color:#fff;box-shadow:0 8px 18px rgba(22,62,224,.25)}
.region-tabs button.active span{background:rgba(255,255,255,.2);color:#fff}
.advisors-grid{max-width:1180px;margin:auto;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.advisor-card{background:#fff;border:1px solid #dde8f5;border-radius:20px;padding:28px 20px 22px;text-align:center;display:flex;flex-direction:column;align-items:center;box-shadow:0 8px 22px rgba(28,83,141,.08);animation:cardIn .35s ease both;transition:transform .3s ease,box-shadow .3s ease}
.advisor-card:hover{transform:translateY(-5px);box-shadow:0 16px 34px rgba(28,83,141,.15)}
@keyframes cardIn{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.advisor-avatar{width:76px;height:76px;border-radius:50%;background:linear-gradient(135deg,#1239ec,#21a8ec);color:#fff;font-size:26px;font-weight:700;display:grid;place-items:center;margin-bottom:14px;box-shadow:0 0 0 5px #e8f2ff}
.advisor-card h3{margin:0 0 8px;font-size:19px;color:#10237a;font-weight:700}
.advisor-region{display:inline-block;padding:3px 12px;border-radius:14px;background:#e3f4fd;color:#0a8fd6;font-size:13px;font-weight:700}
.advisor-cities{margin:10px 0 18px;font-size:14px;line-height:1.6;color:#2a3d7a}
.advisor-actions{margin-top:auto;display:flex;gap:8px;width:100%}
.advisor-btn{flex:1;height:40px;border-radius:9px;display:grid;place-items:center;font-size:14px;font-weight:600;color:#1239ec;border:1.5px solid #1239ec;transition:background .2s,color .2s}
.advisor-btn:hover{background:#eef4ff}
.advisor-btn--call{background:#1239ec;color:#fff}
.advisor-btn--call:hover{background:#0f2fe0}
.advisor-card--join{background:linear-gradient(160deg,#f2f8ff,#e6f1ff);border:2px dashed #9cc0f2;box-shadow:none}
.advisor-card--join .advisor-avatar{background:#fff;color:#1239ec;font-size:38px;font-weight:500;box-shadow:0 0 0 5px rgba(18,57,236,.08)}
.advisor-card--join{grid-column:1/-1;flex-direction:row;text-align:right;gap:22px;padding:22px 30px}
.advisor-card--join .advisor-avatar{margin:0;flex:0 0 auto;width:64px;height:64px}
.advisor-card--join h3{margin:0 0 4px}
.advisor-card--join .advisor-cities{margin:0}
.advisor-card--join .advisor-actions{margin:0 auto 0 0;width:auto}
.advisor-card--join .advisor-btn{padding:0 28px}

@media (max-width:1280px){
  .header-inner{padding:0 24px;gap:16px}
  .main-nav{gap:22px;font-size:15px}
  .brand{width:174px;flex-basis:174px}
  .brand img{width:170px}
  .phone-pill{min-width:150px;padding-inline:13px}
  .btn{min-width:240px}
  .benefits-grid{gap:12px}
  .benefit-content h3{font-size:16px}
}

@media (max-width:980px){
  .site-header{height:70px}
  .header-inner{padding:0 18px;justify-content:space-between}
  .brand{width:164px;flex-basis:auto}
  .brand img{width:158px}
  .phone-pill{margin-right:auto}
  .menu-toggle{display:block}
  .main-nav{position:absolute;top:70px;right:0;left:0;height:auto;display:none;flex-direction:column;align-items:stretch;gap:0;background:#fff;padding:8px 22px 18px;border-top:1px solid #e8eef6;box-shadow:0 8px 18px rgba(16,51,107,.12)}
  .main-nav.open{display:flex}
  .main-nav a{height:44px;border-bottom:1px solid #eef3f8}
  .main-nav a.active::after{display:none}


  .benefits-grid{grid-template-columns:repeat(6,1fr);max-width:820px}
  .benefit-card{grid-column:span 2}
  .benefit-card:nth-child(4){grid-column:2/span 2}
  .benefit-card:nth-child(5){grid-column:4/span 2}
}

@media (max-width:640px){
  .header-inner{padding:0 12px}
  .brand{width:128px}
  .brand img{width:128px}
  .phone-pill{min-width:0;padding:7px 10px}
  .phone-pill small{display:none}
  .phone-pill strong{font-size:17px}
  .phone-icon{width:23px;height:23px}

  .btn{min-width:0;width:100%;max-width:300px}

  .why-us{padding:24px 16px 36px}
  .section-title h2{font-size:32px}
  .section-title p{font-size:21px}
  .benefits-grid{grid-template-columns:1fr;max-width:390px}
  .benefit-card:nth-child(n){grid-column:auto}
  .benefit-image{height:185px}
  .benefit-content h3{font-size:19px}
  .benefit-content p{font-size:14px}
}

@media (max-width:980px){
  .mlm-inner{padding:40px 28px}
  .mlm-steps{grid-template-columns:repeat(2,1fr);row-gap:36px}
  .mlm-steps::before{display:none}
}

@media (max-width:640px){
  .mlm{padding:4px 12px 40px}
  .mlm-inner{padding:34px 20px;border-radius:22px}
  .mlm-head{margin-bottom:30px}
  .mlm-head p{font-size:15px}
  .mlm-steps{grid-template-columns:1fr;row-gap:26px}
  .mlm-steps::before{display:block;top:30px;bottom:30px;right:31px;left:auto;border-top:0;border-right:2px dashed rgba(255,255,255,.35)}
  .mlm-step{display:grid;grid-template-columns:64px 1fr;column-gap:16px;text-align:right;align-items:start}
  .mlm-step-icon{width:64px;height:64px;margin:0;grid-row:span 2}
  .mlm-step-icon svg{width:32px;height:32px}
  .mlm-step-num{width:24px;height:24px;font-size:12px}
  .mlm-step h3{font-size:19px;margin:6px 0 4px}
  .mlm-step p{max-width:none;font-size:14px}
  .mlm-actions{margin-top:30px}
  .mlm-actions .btn{min-width:0;width:100%;max-width:none}
}

@media (max-width:980px){
  .services-grid{grid-template-columns:1fr;max-width:560px}
}

@media (max-width:640px){
  .services{padding:16px 16px 44px}
  .service-card{padding:28px 22px 24px}
  .service-card h3{font-size:20px}
  .services-cta .btn{width:100%;max-width:300px;min-width:0}
}

@media (max-width:1280px){
  .advisors-grid{grid-template-columns:repeat(3,1fr)}
}

@media (max-width:980px){
  .franchise{padding:60px 24px}
  .franchise-inner{grid-template-columns:1fr;gap:36px}
  .franchise-copy{text-align:center}
  .franchise-copy p{margin:0 auto}
  .franchise-actions{justify-content:center}
  .advisors-grid{grid-template-columns:repeat(2,1fr);max-width:620px}
}

@media (max-width:640px){
  .franchise{padding:48px 16px}
  .franchise-copy p{font-size:16px}
  .franchise-actions .btn{width:100%;min-width:0}
  .franchise-benefits{grid-template-columns:1fr;gap:12px}
  .fr-benefit{display:grid;grid-template-columns:52px 1fr;column-gap:14px;padding:18px}
  .fr-icon{width:52px;height:52px;margin:0;grid-row:span 2}
  .fr-benefit h3{font-size:18px;margin-top:2px}
  .advisors{padding:48px 16px 56px}
  .region-tabs{flex-wrap:nowrap;justify-content:flex-start;overflow-x:auto;margin:0 -16px 26px;padding:4px 16px 10px;scrollbar-width:none}
  .region-tabs::-webkit-scrollbar{display:none}
  .region-tabs button{flex:0 0 auto}
  .advisors-grid{grid-template-columns:1fr;max-width:380px}
}

@media (max-width:640px){
  .advisor-card--join{flex-direction:column;text-align:center;gap:12px;padding:24px 20px}
  .advisor-card--join .advisor-actions{margin:6px 0 0;width:100%}
}

/* HERO – tablet & mobile: swipeable slider between the two services */
@media (max-width:980px){
  .dual-hero{display:flex;height:calc(100svh - 70px);min-height:580px;max-height:none}
  .hero-panel{flex:0 0 100%;justify-content:center !important;padding:0 24px 96px !important;transition:transform .75s cubic-bezier(.65,0,.25,1)}
  .dual-hero[data-active="mortgage"] .hero-panel{transform:translateX(-100%)}
  .hero-panel::after,.hero-divider,.hero-scroll{display:none}
  .hero-mortgage .hero-bg{left:0;background-position:22% center}
  .hero-network .hero-bg{background-position:68% center}
  .hero-network .hero-shade{background:linear-gradient(180deg,rgba(4,26,100,.88) 0%,rgba(7,40,135,.72) 55%,rgba(7,40,135,.55) 100%)}
  .hero-mortgage .hero-shade{background:linear-gradient(180deg,rgba(244,249,255,.94) 0%,rgba(244,249,255,.84) 55%,rgba(244,249,255,.55) 100%)}
  .hero-copy{width:min(520px,100%)}
  .hero-more{grid-template-rows:1fr !important;opacity:1 !important}

  .hero-switch{display:flex;position:absolute;z-index:12;bottom:26px;left:50%;transform:translateX(-50%);direction:rtl;gap:4px;padding:5px;border-radius:40px;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);box-shadow:0 8px 24px rgba(4,26,100,.25)}
  .hero-switch button{font:inherit;font-size:15px;font-weight:600;white-space:nowrap;border:0;border-radius:30px;padding:10px 18px;background:transparent;color:#152f8e;cursor:pointer;transition:background .3s,color .3s}
  .hero-switch button[aria-selected="true"]{background:linear-gradient(90deg,#1239ec,#0f2fe0);color:#fff;box-shadow:0 6px 14px rgba(22,62,224,.3)}
}

@media (max-width:640px){
  .hero-panel{padding:0 16px 92px !important}
  .network-copy h2,.mortgage-copy h1{font-size:clamp(32px,9.5vw,42px)}
  .mortgage-copy h2{font-size:24px}
  .network-copy h3{font-size:17px}
  .hero-more p{font-size:15px}
  .hero-more p br{display:none}
  .hero-actions .btn{width:100%;max-width:320px;min-width:0}
  .hero-switch button{font-size:14px;padding:9px 14px}
}

@media (min-width:981px) and (max-width:1500px){
  .hero-mortgage .hero-bg{left:-27%}
  .hero-copy{width:min(460px,100%)}
}


/* shared pill tabs */
.pill-tabs,.calc-tabs{display:flex;justify-content:center;flex-wrap:wrap;gap:8px;margin:0 auto 30px}
.pill-tabs button,.calc-tabs button{font:inherit;font-size:15px;font-weight:600;color:#152f8e;background:#fff;border:1px solid #cfe0f5;border-radius:30px;padding:10px 22px;cursor:pointer;transition:all .2s ease}
.pill-tabs button:hover,.calc-tabs button:hover{border-color:#1239ec;color:#1239ec}
.pill-tabs button[aria-selected="true"],.calc-tabs button[aria-selected="true"]{background:linear-gradient(90deg,#1239ec,#0f2fe0);border-color:transparent;color:#fff;box-shadow:0 8px 18px rgba(22,62,224,.25)}

/* CALCULATORS */
.calc{padding:64px 28px 72px;background:linear-gradient(180deg,#fff 0,#eef4fb 100%)}
.calc .section-title{margin-bottom:30px}
.calc-card{max-width:1080px;margin:auto;background:#fff;border:1px solid #dde8f5;border-radius:26px;padding:28px;box-shadow:0 14px 40px rgba(28,83,141,.10)}
.calc-tabs{margin-bottom:26px}
.calc-panel{display:grid;grid-template-columns:1.1fr 1fr;gap:28px;align-items:stretch}
.calc-panel[hidden]{display:none}
.calc-inputs{display:grid;gap:22px;align-content:center;padding:6px 8px}
.calc-field{display:grid;grid-template-columns:1fr auto;gap:10px 12px;align-items:center}
.calc-field>span{font-size:16px;font-weight:600;color:#10237a}
.calc-field output{font-size:18px;font-weight:800;color:#1239ec;background:#eef4ff;border-radius:10px;padding:4px 12px;min-width:120px;text-align:center}
.calc-field input[type=range]{grid-column:1/-1;-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:8px;background:linear-gradient(to left,#1239ec var(--fill,50%),#dde8f5 var(--fill,50%));outline:none;cursor:pointer}
.calc-field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid #1239ec;box-shadow:0 3px 10px rgba(18,57,236,.35);transition:transform .15s}
.calc-field input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15)}
.calc-field input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:3px solid #1239ec;box-shadow:0 3px 10px rgba(18,57,236,.35)}
.calc-field input[type=range]:focus-visible{box-shadow:0 0 0 3px rgba(18,57,236,.25)}
.calc-result{border-radius:20px;padding:30px 28px;color:#fff;background:linear-gradient(140deg,#0a2381 0%,#1239ec 70%,#1592ea 100%);display:flex;flex-direction:column;gap:14px;position:relative;overflow:hidden}
.calc-result::after{content:"";position:absolute;width:220px;height:220px;left:-60px;bottom:-80px;border-radius:50%;background:rgba(255,255,255,.07)}
.calc-result-label{font-size:16px;color:#cfe2ff;font-weight:500}
.calc-big{font-size:clamp(38px,3.4vw,52px);font-weight:800;line-height:1;direction:ltr;text-align:right}
.calc-bar{height:12px;border-radius:12px;background:#ffb547;overflow:hidden;display:flex}
.calc-bar span{display:block;height:100%;background:#7fd0ff;transition:width .4s ease}
.calc-legend{display:flex;justify-content:space-between;gap:12px;font-size:14px;color:#dbe9ff}
.calc-legend b,.calc-rows b,.calc-total b{color:#fff;font-weight:700;margin-right:4px}
.dot{display:inline-block;width:10px;height:10px;border-radius:50%;margin-left:6px}
.dot-principal{background:#7fd0ff}
.dot-interest{background:#ffb547}
.calc-total{font-size:16px;color:#dbe9ff;padding-top:12px;border-top:1px solid rgba(255,255,255,.18)}
.calc-rows{display:grid;gap:10px;font-size:16px;color:#dbe9ff}
.calc-rows div{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.15)}
.calc-result .btn{margin-top:auto;min-width:0;width:100%;position:relative;z-index:1}
.calc-note{margin:18px 0 0;font-size:13px;color:#5a6b9a;text-align:center}

/* REVIEWS */
.reviews{padding:72px 28px;background:#fff}
.reviews .section-title{margin-bottom:24px}
.reviews-wrap{max-width:1240px;margin:auto;display:flex;align-items:center;gap:14px}
.reviews-track{flex:1;display:grid;grid-auto-flow:column;grid-auto-columns:calc((100% - 40px)/3);gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding:10px 4px 24px;scrollbar-width:none}
.reviews-track::-webkit-scrollbar{display:none}
.review{scroll-snap-align:start;background:#f6f9fd;border:1px solid #e1ebf7;border-radius:22px;padding:28px 26px 22px;display:flex;flex-direction:column;position:relative;transition:transform .3s ease,box-shadow .3s ease,background .3s ease;animation:cardIn .35s ease both}
.review[hidden]{display:none}
.review::before{content:"”";position:absolute;top:6px;left:22px;font-size:90px;line-height:1;font-family:Georgia,serif;color:#d3e3f8}
.review:hover{background:#fff;transform:translateY(-5px);box-shadow:0 16px 34px rgba(28,83,141,.14)}
.review-stars{color:#ffb547;font-size:18px;letter-spacing:3px;margin-bottom:12px}
.review blockquote{margin:0 0 22px;font-size:16px;line-height:1.75;color:#1d2f6b;position:relative}
.review footer{margin-top:auto;display:flex;align-items:center;gap:12px}
.review-avatar{width:46px;height:46px;flex:0 0 46px;border-radius:50%;background:linear-gradient(135deg,#1239ec,#21a8ec);color:#fff;font-weight:700;display:grid;place-items:center}
.review footer strong{display:block;color:#10237a;font-size:16px}
.review footer div span{display:block;font-size:13px;color:#5a6b9a}
.reviews-arrow{flex:0 0 46px;width:46px;height:46px;border-radius:50%;border:1px solid #cfe0f5;background:#fff;color:#1239ec;cursor:pointer;display:grid;place-items:center;transition:all .2s ease}
.reviews-arrow:hover{background:#1239ec;color:#fff;border-color:transparent}
.reviews-arrow svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}

/* FAQ */
.faq{padding:72px 28px;background:linear-gradient(180deg,#f6f9fd 0,#eef4fb 100%)}
.faq .section-title{margin-bottom:24px}
.faq-list{max-width:860px;margin:auto;display:grid;gap:12px}
.faq-item{background:#fff;border:1px solid #dde8f5;border-radius:16px;box-shadow:0 4px 14px rgba(28,83,141,.05);transition:box-shadow .25s ease,border-color .25s ease;animation:cardIn .3s ease both}
.faq-item[open]{border-color:#9cc0f2;box-shadow:0 10px 26px rgba(28,83,141,.12)}
.faq-item summary{list-style:none;cursor:pointer;padding:20px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:18px;font-weight:700;color:#10237a}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"";flex:0 0 30px;height:30px;border-radius:50%;background:#eef4ff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231239ec' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center/16px no-repeat;transition:transform .3s ease,background-color .3s}
.faq-item[open] summary::after{transform:rotate(45deg);background-color:#dfeaff}
.faq-item p{margin:0;padding:0 24px 22px;font-size:16px;line-height:1.8;color:#2a3d7a}

/* BLOG */
.blog{padding:72px 28px;background:#fff}
.blog .section-title{margin-bottom:34px}
.blog-grid{max-width:1180px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.post{background:#fff;border:1px solid #e1ebf7;border-radius:22px;overflow:hidden;display:flex;flex-direction:column;box-shadow:0 8px 22px rgba(28,83,141,.07);transition:transform .3s ease,box-shadow .3s ease}
.post:hover{transform:translateY(-6px);box-shadow:0 18px 38px rgba(28,83,141,.15)}
.post-image{position:relative;display:block;aspect-ratio:16/10;overflow:hidden}
.post-image img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.post:hover .post-image img{transform:scale(1.06)}
.post-tag{position:absolute;top:14px;right:14px;padding:5px 13px;border-radius:20px;background:rgba(255,255,255,.95);color:#1239ec;font-size:13px;font-weight:700}
.post-body{padding:22px 24px 24px;display:flex;flex-direction:column;flex:1}
.post-body h3{margin:0 0 10px;font-size:20px;line-height:1.35;color:#10237a}
.post-body h3 a:hover{color:#1239ec}
.post-body p{margin:0 0 18px;font-size:15px;line-height:1.7;color:#2a3d7a}
.post-more{margin-top:auto;display:inline-flex;align-items:center;gap:6px;font-weight:600;color:#1239ec;align-self:flex-start}
.post-more svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;transition:transform .25s}
.post:hover .post-more svg{transform:translateX(-5px)}

/* CONTACT */
.contact{padding:72px 28px 84px;background:linear-gradient(180deg,#fff 0,#eef4fb 100%)}
.contact-inner{max-width:1180px;margin:auto;display:grid;grid-template-columns:.85fr 1.15fr;border-radius:28px;overflow:hidden;box-shadow:0 20px 50px rgba(18,57,236,.14);background:#fff}
.contact-info{position:relative;isolation:isolate;padding:48px 42px;color:#fff;background:#0b3f96 url('../assets/hero-network-bg.png') 70% center/cover no-repeat}
.contact-info::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(160deg,rgba(6,34,120,.94),rgba(12,60,180,.85))}
.contact-info h2{margin:16px 0 10px;font-size:clamp(32px,2.6vw,42px);font-weight:800}
.contact-info>p{margin:0 0 28px;font-size:17px;line-height:1.7;color:#dbe9ff}
.contact-list{list-style:none;margin:0;padding:0;display:grid;gap:18px}
.contact-list li{display:flex;align-items:center;gap:14px}
.contact-ico{width:50px;height:50px;flex:0 0 50px;border-radius:14px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);display:grid;place-items:center}
.contact-ico svg{width:24px;height:24px;fill:none;stroke:#fff;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.contact-list small{display:block;font-size:13px;color:#a9c8f5}
.contact-list a,.contact-list span{font-size:18px;font-weight:700;color:#fff}
.contact-list a:hover{color:#7fd0ff}

.contact-form{padding:40px 42px}
.form-toggle{display:grid;grid-template-columns:1fr 1fr;gap:6px;padding:6px;border-radius:14px;background:#eef4fb;margin-bottom:24px}
.form-toggle label{cursor:pointer}
.form-toggle input{position:absolute;opacity:0;pointer-events:none}
.form-toggle span{display:block;text-align:center;padding:12px 10px;border-radius:10px;font-weight:600;color:#152f8e;transition:all .25s ease}
.form-toggle input:checked+span{background:#fff;color:#1239ec;box-shadow:0 4px 14px rgba(28,83,141,.14)}
.form-toggle input:focus-visible+span{outline:2px solid #1239ec;outline-offset:2px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-field{display:grid;gap:6px}
.form-field[hidden]{display:none}
.form-field--wide{grid-column:1/-1}
.form-field>span{font-size:14px;font-weight:600;color:#10237a}
.form-field input,.form-field select,.form-field textarea{font:inherit;font-size:16px;color:#10237a;background:#f8fbff;border:1.5px solid #d7e4f3;border-radius:12px;padding:12px 14px;transition:border-color .2s,box-shadow .2s,background .2s;width:100%}
.form-field textarea{resize:vertical;min-height:90px}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:none;border-color:#1239ec;background:#fff;box-shadow:0 0 0 4px rgba(18,57,236,.12)}
.form-field.invalid input{border-color:#e5484d;box-shadow:0 0 0 4px rgba(229,72,77,.12)}
.form-consent{display:flex;align-items:flex-start;gap:10px;margin:18px 0 22px;font-size:13px;line-height:1.6;color:#4a5b8a;cursor:pointer}
.form-consent input{margin-top:3px;width:18px;height:18px;accent-color:#1239ec;flex:0 0 auto}
.form-consent.invalid{color:#c4282d}
.form-submit{width:100%;min-width:0}
.form-submit[disabled]{opacity:.7;cursor:wait}
.form-status{margin:14px 0 0;font-weight:600;text-align:center;min-height:1.4em}
.form-status.ok{color:#14915f}
.form-status.err{color:#c4282d}

/* FOOTER */
.site-footer{position:relative;color:#c6d6f3;background:#071a5c;background-image:radial-gradient(circle at 85% 0,rgba(33,168,236,.18),transparent 45%),radial-gradient(circle at 0 100%,rgba(18,57,236,.25),transparent 45%)}
.footer-inner{max-width:1260px;margin:auto;padding:64px 28px 40px;display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr 1.1fr;gap:36px}
.footer-logo{display:inline-flex;align-items:center;gap:14px;margin-bottom:18px}
.footer-logo svg{width:52px;height:48px;fill:#21a8ec;padding-left:14px;border-left:2px solid #21a8ec;box-sizing:content-box}
.footer-logo strong{display:block;font-size:22px;color:#fff;font-weight:800;line-height:1.1}
.footer-logo small{display:block;font-size:14px;letter-spacing:3px;color:#a9c8f5;direction:ltr;text-align:right}
.footer-brand p{margin:0 0 22px;font-size:15px;line-height:1.8;max-width:340px}
.footer-social{display:flex;gap:10px}
.footer-social a{width:42px;height:42px;border-radius:12px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);display:grid;place-items:center;transition:all .2s ease}
.footer-social a:hover{background:#21a8ec;border-color:transparent;transform:translateY(-3px)}
.footer-social svg{width:20px;height:20px;fill:#fff}
.footer-social svg.stroke{fill:none;stroke:#fff;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.footer-col{display:flex;flex-direction:column;gap:11px}
.footer-col h3{margin:0 0 8px;font-size:17px;color:#fff;font-weight:700;position:relative;padding-bottom:10px}
.footer-col h3::after{content:"";position:absolute;right:0;bottom:0;width:28px;height:3px;border-radius:3px;background:#21a8ec}
.footer-col a{font-size:15px;transition:color .2s,transform .2s}
.footer-col>a:not(.btn):hover{color:#7fd0ff;transform:translateX(-3px)}
.footer-contact span{font-size:15px}
.footer-phone{font-size:30px !important;font-weight:800;color:#fff;align-self:flex-start}
.footer-contact .btn{margin-top:8px;height:46px;min-width:0;font-size:16px;align-self:flex-start;padding:0 24px}
.footer-bottom{max-width:1260px;margin:auto;padding:20px 28px 26px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;font-size:14px;color:#8fa8d6}
.footer-bottom nav{display:flex;gap:22px}
.footer-bottom a:hover{color:#fff}
.to-top{position:fixed;left:24px;bottom:24px;z-index:40;width:48px;height:48px;border-radius:50%;background:#1239ec;color:#fff;display:grid;place-items:center;box-shadow:0 8px 20px rgba(18,57,236,.35);opacity:0;transform:translateY(16px);pointer-events:none;transition:opacity .3s,transform .3s}
.to-top.show{opacity:1;transform:none;pointer-events:auto}
.to-top svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}

@media (max-width:1100px){
  .footer-inner{grid-template-columns:1fr 1fr 1fr;row-gap:40px}
  .footer-brand{grid-column:1/-1}
  .footer-brand p{max-width:560px}
}

@media (max-width:980px){
  .calc-panel{grid-template-columns:1fr}
  .reviews-track{grid-auto-columns:calc((100% - 20px)/2)}
  .blog-grid{grid-template-columns:repeat(2,1fr)}
  .blog-grid .post:last-child{grid-column:1/-1;flex-direction:row}
  .blog-grid .post:last-child .post-image{flex:0 0 45%;aspect-ratio:auto}
  .contact-inner{grid-template-columns:1fr}
}

@media (max-width:640px){
  .calc,.reviews,.faq,.blog{padding:48px 16px 56px}
  .calc-card{padding:18px 14px;border-radius:20px}
  .calc-tabs button,.pill-tabs button{font-size:14px;padding:9px 14px}
  .calc-field output{min-width:100px;font-size:16px}
  .calc-result{padding:24px 20px}
  .reviews-arrow{display:none}
  .reviews-track{grid-auto-columns:86%}
  .faq-item summary{font-size:16px;padding:16px 18px}
  .faq-item p{padding:0 18px 18px;font-size:15px}
  .blog-grid{grid-template-columns:1fr;max-width:420px}
  .blog-grid .post:last-child{flex-direction:column}
  .blog-grid .post:last-child .post-image{aspect-ratio:16/10}
  .contact{padding:40px 12px 56px}
  .contact-info,.contact-form{padding:30px 22px}
  .form-grid{grid-template-columns:1fr}
  .form-toggle span{font-size:14px;padding:11px 6px}
  .footer-inner{grid-template-columns:1fr 1fr;padding:48px 20px 30px;gap:30px 20px}
  .footer-contact{grid-column:1/-1}
  .footer-bottom{flex-direction:column;text-align:center;padding:18px 20px 80px}
  .to-top{left:16px;bottom:16px}
}